Edelweiss's Banking asset quality PDF

By Edelweiss

Show description

Read Online or Download Banking asset quality PDF

Similar globalization books

New PDF release: Third World Politics: A Concise Introduction

Purposefully written for these coming to politics for the 1st time, this textbook offers an exploration and research of crucial political concerns affecting the constructing global. delivering a distinct point of view from usual texts during this box, Politics within the constructing global encourages an figuring out of the breadth and nature of various urgent – and formerly understated – matters: the striving for democracy; the political results of monetary development and improvement; the fight of spiritual and ethnic minorities; human rights, relatively women's rights ; the impression of globalization; and the politics of the normal surroundings.

Read e-book online Agricultural Globalization Trade and the Environment PDF

The relative prosperity in U. S. agriculture that attended the passage of the Federal Agriculture development and Reform Act of 1996 was once through a basic decline in U. S. agricultural costs from 1998 to 2000. This pattern in declining costs keeps during the 12 months 2001, regardless of the flow towards extra liberalized agricultural exchange.

Tom Decorte, Gary Potter's World wide weed : global trends in cannabis cultivation and PDF

For almost all of its background, the cultivation of hashish didn't stand out, a minimum of in comparison to the cultivation of alternative unlawful vegetation. hashish plantations, like coca bush or opium poppy plantations, have been normally huge in measurement, grown through neighborhood farmers in a handful of constructing (producing) nations, processed after which exported to business (consuming) international locations.

Additional info for Banking asset quality

Sample text

We expect car loans defaults to be at ~3%. Two wheelers, credit cards and personal loans are likely to witness accelerated slippage in the range of 8-12%, partly due to nature and partly due to the weakening income outlook. Higher cost of recovery in retail loans is leading to higher LGD in this segment of credit. We believe banks which have grown their retail book in the past two years are likely to witness higher credit costs (ceteris paribas). We have anlaysed over 150 securitised retail loans pools rated by ICRA, Fitch, and CRISIL and have interacted with rating agencies and industry participants to understand the quality of retail loan book in India and outlook on the same.

0 APATM (RHS) Interest cov ratio Source: Capitaline, Edelweiss research Edelweiss Securities Limited 50 Banking IX: Commercial real estate In an environment characterized with economic uncertainty and manpower rationalization, demand for commercial real estate has slackened. Weaker household income outlook has also led to slack in demand for retail space. With a collapse in volumes, developers have been left heavily leveraged. 1 tn with public and private sector banks having similar market share and currently forms 6% of overall loan book.

Two wheelers, credit cards and personal loans are likely to witness accelerated slippage in the range of 8-12%, partly due to nature and partly due to the weakening income outlook. Higher cost of recovery in retail loans is leading to higher LGD in this segment of credit. We believe banks which have grown their retail book in the past two years are likely to witness higher credit costs (ceteris paribas). We have anlaysed over 150 securitised retail loans pools rated by ICRA, Fitch, and CRISIL and have interacted with rating agencies and industry participants to understand the quality of retail loan book in India and outlook on the same.

Download PDF sample

Rated 4.15 of 5 – based on 22 votes